Financial Education & Counseling

Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals. (AIRS DM-6500)

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Disclaimer...
Note: Service listings do not represent a recommendation or endorsement by the Medical Home Portal staff or its sponsoring organizations; nor do they reflect any assessment of the quality or value of a listed Service.

UT

Statewide

Organization Name: Utah Legal Services - Salt Lake
(Show others in Organization)
Address: 298 24th Street Ste 110
Ogden, UT 84401
Phone: 801-394-9431
Toll Free Phone: 800-662-4245
Eligibility: Must be income eligible and have a legal matter within Utah Legal Services' priority areas in the state of Utah.
Wheelchair Accessible: Complete
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, senior citizens, farm workers, and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Four offices include Salt Lake, Ogden, St. George and Provo.
Source: Medical Home Portal
Last Updated: 11/7/2018
230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-350-9899
Organization Name: AAA Fair Credit Foundation
(Show others in Organization)
Address: 230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-350-9899
Email: information@americasaves.org
Eligibility: Open to the public.
Services Provided: A statewide campaign which provides programs to help individuals and families save money, reduce debt, and build wealth.
Source: Medical Home Portal
Last Updated: 10/23/2018

Bluff, UT

Highway 191 Milepost 2
Bluff, UT 84512
Phone: 435-650-0118
Address: Highway 191 Milepost 2
Bluff, UT 84512
Phone: 435-650-0118
Eligibility: People who generally make $54,000 or less, persons with disabilities and limited English speaking taxpayers who need assistance.
Services Provided: Volunteer Income Tax Assistance (VITA) FREE. Held at Mexican Water Chapter every Thursday morning from 8AM-12 Noon
Call to make an appointment Monday thru Friday 8am-4pm
Source: Medical Home Portal
Last Updated: 11/12/2019

Bountiful, UT

Address: 94 East Pages Lane
Bountiful, UT 84010
Phone: 801-597-5877
Email: southdavisserviceorg@gmail.com
Eligibility: Open to the public.
Services Provided: Provides information and referral to resources for food, clothing, housing, family and child safety and support, transportation, legal assistance, foreclosure, bankruptcy, medication and medical treatment, job opportunities, job training, education opportunities, and funding to those unemployed.
Source: United Way 2-1-1
Last Updated: 5/30/2019

Dugway, UT

Address: Building 5124 Community Services
Dugway, UT 84022-5003
Phone: 435-831-2260
Eligibility: Active duty, retirees and their families, civil employees and their families, National Guard, Reserve when active.
Wheelchair Accessible: Yes
Services Provided: Provides information, referral and follow-up for Army programs and outside resources; intake interviews and assessment; classes for Army family members; volunteer opportunities on Dugway; annual Army Family Action Plan Conference.
Source: Medical Home Portal
Last Updated: 2/7/2017

Hill Air Force Base, UT

Address: 7336 6th Street
Building 308N
Hill Air Force Base, UT 84056
Phone: 801-777-4681
Eligibility: Military affiliates or Dept. of Defense employees
Wheelchair Accessible: Complete
Services Provided: 1. Relocation Assistance Program - assistance to personnel moving to or from Hill Air Force Base.
2. Transition Assistance Program - employment assistance is provided to individuals who are separating or retiring from active duty or civilians leaving federal service.
3. Employment Assistance Program - aids spouses in their search for local area employment.
4. Personal Financial Management - basic budgeting, check writing, and credit card education. Financial training for first term airmen.
5. Family Life Education - personal and family education and assessment counseling. Topics include communication and problem solving skills, parenting classes, child and family development, time and life management, managing stress, and single parent support.
6. Family Readiness Program - assists DoD personnel and families prepare for and cope with separations due to deployments, remote tours, disasters, and evacuations.
7. Information and Referral - provides accurate, up-to-date information and referral to on and off base agencies and services for individuals and families.
8. Volunteer Resources Program - matching volunteers with opportunities to work, learn new skills, meet new people, and develop a better resume/portfolio of experience. Coordinates base volunteer activities and recognition.
Source: Medical Home Portal
Last Updated: 1/30/2020

Layton, UT

1530 North Layton Hills Parkway, Suite 201
Layton, UT 84041
Phone: 801-525-5472
Organization Name: LSI Financial Asset Building
(Show others in Organization)
Address: 1530 North Layton Hills Parkway, Suite 201
Layton, UT 84041
Phone: 801-525-5472
Eligibility: TANF (Temporary Assistance for Needy Families) eligibility requirements. See website for details. In person meetings in Weber, Box Elder, and Davis Counties.
Services Provided: Long-term career mentoring and development program that helps participants into a career by creating a career plan, connecting to companies that are ready to hire, and other community resources. The LSI Job Training and Placement Program mentors can meet at convenient locations for participants throughout Weber, Box Elder, and Davis Counties.
Provider Profiles: Temporary Assistance for Needy Families (TANF)
Source: Medical Home Portal
Last Updated: 1/14/2020

Logan, UT

195 West Golf Course Road Ste 1
Logan, UT 84341
Phone: 435-753-1112
Address: 195 West Golf Course Road Ste 1
Logan, UT 84341
Phone: 435-753-1112
Eligibility: Walk in, call, e-mailNo income qualifications needed for Foreclosure Intervention
Wheelchair Accessible: Complete
Services Provided: Works to create affordable housing opportunities, enhance communities, and provide households the skills to become self-sufficient. Agency does not provide rental assistance.
Source: United Way 2-1-1
Last Updated: 10/23/2019
493 North 700 East
Logan, UT 84322
Phone: 435-797-7224
Organization Name: Utah State University
(Show others in Organization)
Address: 493 North 700 East
Logan, UT 84322
Phone: 435-797-7224
Eligibility: Call for hours and eligibility
Services Provided: Develop, through counseling and education, a community of people and families who are knowledgeable about housing, and who effectively manage their financial resources.
Marriage and Family Therapy Clinic
Family Financial Counseling Program
Source: United Way 2-1-1
Last Updated: 6/27/2019

Midvale, UT

7720 South 700 East
Midvale, UT 84047
Phone: 801-208-1000
Address: 7720 South 700 East
Midvale, UT 84047
Phone: 801-208-1000
Eligibility: Debt Management program: approximately $5,000 or more in unsecured debt (i.e. credit card, department store, medical bills, etc.)
Wheelchair Accessible: Complete
Services Provided: Nonprofit consumer credit counseling agency which provides debt consultation and management programs. Utah-based, serves as a third-party administrator by disbursing funds, held in FDIC insured institutions, to financial institutions nationwide.
Source: United Way 2-1-1
Last Updated: 12/5/2019

Ogden, UT

3159 Grant Avenue
Ogden, UT 84401
Phone: 801-799-6876
Address: 3159 Grant Avenue
Ogden, UT 84401
Phone: 801-799-6876
Services Provided: Assists low income individuals with taxes, financial literacy, awareness, and education.
Source: United Way 2-1-1
Last Updated: 5/7/2014
2724 South Washington Boulevard
Ogden, UT 84401
Phone: 801-393-4011
Organization Name: People Helping People - Salt Lake
(Show others in Organization)
Address: 2724 South Washington Boulevard
Ogden, UT 84401
Phone: 801-393-4011
Eligibility: Originally intended for single moms, the program is now serves all people regardless of gender, marital status, age, etc. Participants must speak English, possess GED or high school diploma, and be eligible to work in the United States.
Services Provided: Helps increase the financial stability of low-to-moderate income households through obtaining a livable wage, learning basic financial principles, helping those who are eligible with expungement or reduction or utility payment assistance when possible, and connecting clients with other helpful and appropriate community resources, agencies, and asset-building programs. Offers free, year-round VITA tax assistance program to help with traditional tax filing up to three years past.
Source: United Way 2-1-1
Last Updated: 1/9/2020

Pleasant Grove, UT

10 West Center Street
Pleasant Grove, UT 84062
Phone: 801-899-2692
Address: 10 West Center Street
Pleasant Grove, UT 84062
Phone: 801-899-2692
Email: jazmine@uglygirlsloveyou.org
Eligibility: People who are homeless and mothers who are single.
Services Provided: Provide resources to empower single mothers and help break the codependency cycle and help single mothers develop essential life skills.
Source: United Way 2-1-1
Last Updated: 12/3/2019

Price, UT

PO Box 663
Price, UT 84501
Phone: 801-243-1765
Address: PO Box 663
Price, UT 84501
Phone: 801-243-1765
Email: mrasmussen@villageoflife.net
Eligibility: For low-income, single-parent households that are working with a financial mentor. Request application online to see if you qualify.
Services Provided: Assists low-income, single-parent households by providing affordable housing and financial mentoring.
Source: United Way 2-1-1
Last Updated: 12/11/2019

Provo, UT

650 West 100 North
Provo, UT 84601
Phone: 801-655-0258
Organization Name: Centro Hispano
(Show others in Organization)
Address: 650 West 100 North
Provo, UT 84601
Phone: 801-655-0258
Eligibility: Prospective clients must make less than 250% of the federal poverty income.
Services Provided: Provides free IRS resolution assistance for low-income individuals and families. Does not do current year taxes. Provides assistance at other locations throughout the state by appointment including Ogden, Logan, Salt Lake, and St George.
Source: United Way 2-1-1
Last Updated: 1/23/2020
815 South Freedom Boulevard (200 W)
Provo, UT 84601
Phone: 801-691-5241
Organization Name: Community Action Services and Food Bank
(Show others in Organization)
Address: 815 South Freedom Boulevard (200 W)
Provo, UT 84601
Phone: 801-691-5241
Eligibility: No financial guidelines or limitations. Counseling is available for anyone regardless of circumstances of demographics.
Services Provided: The agency is a HUD approved Housing Counseling Agency. All services are free. Provides pre-purchase homeownership, homebuyer education class, financial management class, financial learning center.
Source: United Way 2-1-1
Last Updated: 2/14/2020
Organization Name: Community Action Services and Food Bank
(Show others in Organization)
Address: 815 South Freedom Boulevard (200 W) Suite 100
Provo, UT 84601
Phone: 801-373-8200
Eligibility: No restrictions for the first visit. Any returning visit will require proof of income and family size. Qualified individuals can access services every 2 weeks and re-certify based on income every 3 months. Households must demonstrate there is a need for emergency food assistance due to circumstance beyond their control.
Services Provided: Provides emergency assistance and long-term support to help families in poverty become self-reliant by providing a variety of programs and solutions designed to address local needs and issues.
Provider Profiles: Focused on families with 100% legal and physical custody of children but there are some limited amounts available for other households specific to an eviction crisis (limit of $300 for families without children). For rental assistance, must have an eviction notice in hand.
Source: United Way 2-1-1
Last Updated: 2/10/2020
39 West 300 North
Provo, UT 84606
Phone: 801-375-5820
Address: 39 West 300 North
Provo, UT 84606
Phone: 801-375-5820
Email: debbie.nmchs@gmail.com
Eligibility: No restrictions
Services Provided: Provides low and moderate-income families with affordable rental housing. Also provide foreclosure prevention counseling, reverse mortgage counseling, mortgage modification services, and homebuyer education.
Source: United Way 2-1-1
Last Updated: 11/27/2019
Organization Name: Utah Legal Services - Salt Lake
(Show others in Organization)
Address: 455 North University Avenue Ste 100
Provo, UT 84601
Phone: 800-662-4245
Toll Free Phone: 800-662-4245
Eligibility: Must be income eligible and have a legal matter within Utah Legal Services' priority areas in the state of Utah.
Wheelchair Accessible: Complete
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, senior citizens, farm workers and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Offices in Salt Lake City, Ogden, Provo and St. George.
Source: Medical Home Portal
Last Updated: 11/7/2018

Salt Lake City, UT

501 East 1700 South
Salt Lake City, UT 84105
Phone: 801-994-7222
Address: 501 East 1700 South
Salt Lake City, UT 84105
Phone: 801-994-7222
Toll Free Phone: 866-994-7222
Eligibility: Varies by program. Call for information.
Wheelchair Accessible: Complete
Services Provided: Builds new single-and multi-family housing, rehabilitates existing housing stock, and works to revitalize neighborhoods around the state. Serves as a US Department of Housing and Urban Development approved housing counseling agency, and provides a combination of critical community services including homebuyer education, homeowner case management, mortgage foreclosure mitigation counseling, down payment assistance.
Source: United Way 2-1-1
Last Updated: 5/30/2019
4746 South 900 East, Suite 240
Salt Lake City, UT 84117
Phone: 801-265-9333
Address: 4746 South 900 East, Suite 240
Salt Lake City, UT 84117
Phone: 801-265-9333
Eligibility: Reasonable income.
Services Provided: 1. Negotiate Debt Management Program for debt elimination.
2. Stop skyrocketing balances and get accounts back in control.
3. One-on-one money management tutoring to ensure success.
4. Teach practical ways to fill household needs with less money.
5. Avoid Bankruptcy through successful debt and money management.
6. Establish the basis for life long long financial success.
Source: Medical Home Portal
Last Updated: 4/21/2014
230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-341-5977
Address: 230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-341-5977
Toll Free Phone: 800-351-4195
Eligibility: Must be at or below 150% of poverty guidelines
Wheelchair Accessible: Complete
Services Provided: Help individuals and families achieve lasting financial stability through programs and services that incorporate five key principles: learn, earn, save, invest, and protect.
Source: United Way 2-1-1
Last Updated: 6/5/2019
1775 West 1500 South
Salt Lake City, UT 84104
Phone: 801-977-0555
Address: 1775 West 1500 South
Salt Lake City, UT 84104
Phone: 801-977-0555
Toll Free Phone: 866-977-0555
Wheelchair Accessible: Complete
Services Provided: Provides tools, counseling, and information to help individuals and families achieve financial health. Included are financial counseling services to help individuals who are considering filing for bankruptcy and the required courses for those who have recently filed.
Source: United Way 2-1-1
Last Updated: 5/8/2014
125 South State Street Ste 3001
Salt Lake City, UT 84138
Phone: 801-524-6070
Organization Name: Housing and Urban Development
(Show others in Organization)
Address: 125 South State Street Ste 3001
Salt Lake City, UT 84138
Phone: 801-524-6070
TDD: 800-877-8339
Toll Free Phone: 888-995-4673
Eligibility: Homeowners or prospective homeowners.
Services Provided: The Homeownership Preservation Foundation (HPF) is a network of nonprofits that helps distressed homeowners navigate their budget challenges by providing specific action steps, and, when possible, help avoid foreclosure, free of charge.
Source: United Way 2-1-1
Last Updated: 6/11/2019
178 South Rio Grande Street
Salt Lake City, UT 84101
Phone: 801-799-6958
Organization Name: Internal Revenue Service
(Show others in Organization)
Address: 178 South Rio Grande Street
Salt Lake City, UT 84101
Phone: 801-799-6958
Toll Free Phone: 877-777-4778
Eligibility: Work with any taxpayers who have tried to solve their problems through regular channels, but still can't reach a resolution, or have an economic hardship that is being impacted by IRS. Must have worked with the IRS beforehand.
Wheelchair Accessible: Complete
Services Provided: The Taxpayer Advocate Service is for taxpayers who have tried to solve their problems through regular channels, but still can't reach a resolution, or have an economic hardship that is being impacted by the IRS. Case Advocates are trained to protect taxpayer rights and reduce tax problems.
Source: United Way 2-1-1
Last Updated: 1/13/2020
230 South 500 West Ste 260
Salt Lake City, UT 84111
Phone: 888-826-9790
Organization Name: Community Action Partnership of Utah
(Show others in Organization)
Address: 230 South 500 West Ste 260
Salt Lake City, UT 84111
Phone: 888-826-9790
Toll Free Phone: 888-826-9790
Eligibility: Clients must have internet access and an email account to file online. Must also meet income qualifications; $66,000 per year or less. Not all schedules and forms can be prepared.
Wheelchair Accessible: Varies By Location
Services Provided: IRS trained volunteers prepare and electronically file tax returns for low income households statewide. The VITA program is open during the general tax season approximately from January 24th through April 15th. Some sites have walk-in hours and some are by appointment only. Local IRS offices can offer similar services during the non-tax season.
Source: United Way 2-1-1
Last Updated: 6/12/2019
Organization Name: NeighborWorks Salt Lake
(Show others in Organization)
Address: 622 West 500 North
Salt Lake City, UT 84116
Phone: 801-539-1590
TDD: --711
Eligibility: Youth ages 14-18, potential stipend. Must live in target neighborhood zip codes 84116, 84104.
Wheelchair Accessible: Complete
Services Provided: Assists youth in a pre-employment training and life skills building environment. Within this environment, the youth have a wide array of experiences in which to practice the skills they learn - everything from drug and alcohol prevention to healthy family life styles, and from resume writing to community service. While youth learn these skills and give back to the community, they earn a bi-monthly stipend of $200 when required amount of hours is complete.
YouthWorks provides skill development in two areas:
Life skills development - resistance strategies, problem solving, conflict resolution, decision making, communication, goal setting, planning and implementation, team building, positive peer.
Employment skills development - project assessment, planning, development and implementation, cost breakdowns, budgeting, time management and organizing training.
Source: United Way 2-1-1
Last Updated: 6/27/2019

St. George, UT

229 East St George Boulevard Ste 103
Southern Utah Community Legal Center
St. George, UT 84770
Phone: 800-662-4245
Organization Name: Utah Legal Services - Salt Lake
(Show others in Organization)
Address: 229 East St George Boulevard Ste 103
Southern Utah Community Legal Center
St. George, UT 84770
Phone: 800-662-4245
Eligibility: Based on income. Generally at or below 125% of federal poverty levels. A person may also qualify based on age or the nature of their legal problem, regardless of income. Case needs to involve the state of Utah.
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, Senior Citizens, Farm workers and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Offices in Salt Lake City, Ogden, Provo and St. George.
Source: Medical Home Portal
Last Updated: 11/7/2018

Nationwide

Address: PO Box 105283
Atlanta, GA 30348
Phone: 877-322-8228
Eligibility: Free credit reports available to everyone yearly.
Services Provided: Federal law requires each of the three nationwide consumer credit reporting companies, Equifax, Experian, and TransUnion, provide consumers a free credit report every 12 months if interested. This website allows users to request a credit report from any or all of the companies annually.
Source: Nationwide Suggest Providers Queue
Last Updated: 1/7/2020
75 Pearl Street, Suite 205
Portland, ME 04101
Address: 75 Pearl Street, Suite 205
Portland, ME 04101
Email: feedback@disabilitycouncil.org
Services Provided: Website provides helpful resources and information to wage earners, their families, the media, employers and anyone concerned about disability and the personal and financial impact it can have.
Source: MHP-Nationwide
Last Updated: 1/6/2020
3995 Hagers Grove Road South East
Salem, OR 97317
Phone: 855-435-7787 x24
Address: 3995 Hagers Grove Road South East
Salem, OR 97317
Phone: 855-435-7787 x24
Email: info@helpishere.org
Eligibility: Senior citizens and disabled persons who receive pensions or social security income.
Services Provided: Legal representation for the purpose of communicating with debt collectors. Collection calls and letters go to the main office. If tax debt or student loans are an issue, will work with government agencies to achieve zero payment programs or uncollectible status. No eligible person is turned away.
Source: Nationwide Suggest Providers Queue
Last Updated: 1/24/2020
Organization Name: Homeownership Preservation Foundation
(Show others in Organization)
Address:
Phone: 888-995-4673
Eligibility: 200 languages
Services Provided: 24/7 hotline with housing counselors to help individuals avoid foreclosure and stay current on mortgage payments. Can act as a liaison with your lender, provide information, offer professional guidance, identify options, and connect you to additional resources.
Source: Nationwide Suggest Providers Queue
Last Updated: 1/3/2020
150 Court Street
Brooklyn, NY 11201
Phone: 347-850-2656
Address: 150 Court Street
Brooklyn, NY 11201
Phone: 347-850-2656
Eligibility: Must have Social Security Card. Based on Income. Check website for details on the types of debt.
Services Provided: Provides free assistance for those facing financial distress by assisting individuals to navigate through the process of filing for personal bankruptcy (Chapter 7). A nonprofit.
Source: Nationwide Suggest Providers Queue
Last Updated: 1/9/2020